Health Premiums
911±¬ÁÏÍø 2026 Monthly Insurance Premiums
|
Plan and Tier |
Employee Contribution |
911±¬ÁÏÍø Contribution |
Total Premium |
|
Open Access Plus High Deductible Health Plan (HSA) |
|||
|
Single |
$230.44 |
$889.73 |
$1,120.17 |
|
Employee Plus Child(ren) |
$438.63 |
$1,689.70 |
$2,128.33 |
|
Employee Plus Spouse/Domestic Partner |
$556.34 |
$2,132.07 |
$2,688.41 |
|
Family, Including Spouse/Domestic Partner |
$692.29 |
$2,668.21 |
$3,360.50 |
|
Open Access Plus – In Network Only (OAPIN) |
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|
Single |
$308.52 |
$863.68 |
$1,172.20 |
|
Employee Plus Child(ren) |
$587.59 |
$1,639.59 |
$2,227.18 |
|
Employee Plus Spouse/Domestic Partner |
$744.84 |
$2,068.44 |
$2,813.28 |
|
Family, Including Spouse/Domestic Partner |
$962.84 |
$2,589.75 |
$3,552.59 |
|
Open Access Plus (OAP) |
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|
Single |
$364.62 |
$830.62 |
$1,195.24 |
|
Employee Plus Child(ren) |
$693.80 |
$1,577.15 |
$2,270.95 |
|
Employee Plus Spouse/Domestic Partner |
$879.24 |
$1,989.33 |
$2,868.57 |
|
Family, Including Spouse/Domestic Partner |
$1,094.14 |
$2,491.58 |
$3,585.72 |
|
Delta Dental - Core Plan |
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|
Single |
$15.32 |
$29.72 |
$45.04 |
|
Employee Plus Child(ren) |
$29.10 |
$56.48 |
$85.58 |
|
Employee Plus Spouse/Domestic Partner |
$36.75 |
$71.34 |
$108.10 |
|
Family, Including Spouse/Domestic Partner |
$45.98 |
$89.25 |
$135.23 |
|
Delta Dental - Buy-Up Plan** |
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|
Single |
$23.13 | $29.72 | $52.85 |
|
Employee Plus Child(ren) |
$43.93 | $56.48 | $100.41 |
|
Employee Plus Spouse/Domestic Partner |
$55.49 | $71.35 | $126.84 |
|
Family, Including Spouse/Domestic Partner |
$69.43 | $89.25 | $158.68 |
|
Voluntary Vision Plan - EyeMed |
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|
Single |
$6.40 |
$0 |
$6.40 |
|
Employee Plus Child(ren) |
$12.80 |
$0 |
$12.80 |
|
Employee Plus Spouse/Domestic Partner |
$12.16 |
$0 |
$12.12 |
|
Family, Including Spouse/Domestic Partner |
$18.81 |
$0 |
$18.81 |
Employees can elect to enroll in the dental or vision plans without enrolling in a medical plan.
|
2026 Premium Subsidy |
|
|
Eligibility: Employees whose annualized full-time base salary is less than or equal to $76,129.44. Part-time (less than 1.0 FTE) employee salaries are converted to a full-time annualized salary in order to determine eligibility for the subsidy. For example, a part-time staff member who works half-time would divide their half-time salary by .5 to annualize their salary to the full-time amount. |
|
|
Tier |
Monthly Premium Subsidy |
|
Employee |
$85.70 |
|
Employee Plus Child(ren) |
$184.47 |
|
Employee Plus Spouse/Domestic Partner |
$184.47 |
|
Family, Including Spouse/Domestic Partner |
$227.37 |
Subsidy credits are applied to the employee paycheck based on pay frequency.
Medical/Dental/Vision Pre-Tax Premium Payment Plan
A participant in a medical, dental, or vision plan is deemed to have elected to have his or her salary reduced by an amount equal to the participant’s share of plan costs and to have 911±¬ÁÏÍø pay that share on a pre-tax basis. Medical or dental plan coverage cannot be changed other than during open enrollment, unless employment terminates or there is a change in family status such as marriage, divorce, death of your spouse/qualified domestic partner or child, birth or adoption of a child, termination or commencement of employment of a spouse, significant change in medical or dental insurance coverage attributable to a spouse’s employment, etc.
The pre-tax premium payment plan does not apply to medical, dental, and vision plan contributions for a qualified domestic partner or the partner’s dependents unless he or she qualifies as the employee’s dependent for federal income tax purposes. The value of 911±¬ÁÏÍø's employer contribution for domestic partner coverage must also be taxed as per IRS regulations.
For further information, please email benefits@wesleyan.edu or call Human Resources at